Insurance

What is the difference between medical and vision insurance?

The logo for eyeMed, featuring the words 'eye' and 'med' in white lowercase letters on a green background.
VSP vision care logo
BlueCross BlueShield logo with a white medical cross, a staff with a snake, and the company name in white text on a blue background.
A purple background with white text that says love aetna, with a heart symbol

Vision Insurance

Vision Plans (such as VSP, EyeMed): Allow for our office to provide routine eye exams for glasses and possibly contact lenses. They may also give a discount on glasses or contact lens purchases. They do not cover any evaluations or testing for eye diseases or medical complaints such as eye irritation, dryness, itchiness, diabetic evaluations, glaucoma evaluations to name a few.

Medical Insurance

Medical Insurance (such as Medicare, Community Health, BCBS, Aetna): Allow for our office to evaluate and treat any medical complaints such as eye irritation or pain, dryness, itchiness. They also allow for diagnostic testing and evaluation of eye diseases such as Glaucoma, Diabetic Eye Diseases, and Macular Degeneration to name a few. Medical insurances typically do not cover refractions for a glasses prescription or contact lens evaluations.

  • We accept all major vision insurances, including VSP, EyeMed, MES, Davis Vision, Optum, Tricare, Cigna Vision, and more.

    Don’t see your vision insurance on this list? Contact us directly and we can see if we are providers

  • We accept most major PPO insurance plans, including Aetna PPO, Anthem Blue Cross PPO, Blue Shield PPO, Cigna PPO, Medicare, and United Health PPO.

    Please note that these insurances only cover medical visits (red eyes, pain, sudden loss of vision), and not comprehensive eye examinations.

  • With vision insurance, co-pays and coverages will vary from plan to plan. Upon scheduling an exam, we will provide you with your fees based on your insurance

    For examinations without using insurance, comprehensive eye exams are $160. Contact lenses can be custom fitted to your eyes after your comprehensive exam and start at $115, but may vary depending on the complexity of your prescription. The contact lens fitting fee includes all trial lenses and covers all follow ups to ensure a proper and healthy fit of the lens.

    Out of pocket medical visits start at $105.

    Focal Point Optometry strives to be fully transparent about our examination fees, so if you have any questions, please do not hesitate to contact us.